The process has never been simpler.
At Windsor, our dedicated Licensing and Contracting specialists will expertly assist you with all your contracting needs. As each carrier has its own individual guidelines, the difference between licensing, contracting and appointments can seem complex. Our specialists however, can easily guide you through the process.
If you have any questions or need additional assistance, please contact us here.
You must always have an active state license prior to dating a formal application. Contracting and appointment requests are submitted to the carrier concurrently with a formal application unless pre-appointment is required. We have compiled a list of Pre Appointment States. If pre-appointment is not required, we always recommend that the application be dated as current as possible before submitting it to our office.
Yes, with most carriers. Below are a few exceptions:
- American National
- Mass Mutual - Cannot be a career agent and has to be under the production limit with their current agency
- MN Life
- United of Omaha - No dual contracting for Final Expense & Term Life Express
- National Life / LSW
- North American
- SBLI - Can only have 2 active contracts
- Security Mutual of NY
- US Life - Only applies to certain contract levels
AML is “anti-money laundering training” and most often, AML training is required when you sell permanent products. Each carrier’s training requirements differ so please refer to our pdf AML Requirements (426 KB) for more details.